TalkChips

Terms of Service

Effective November 12, 2026

These terms are an agreement between you and Opdolow LLC, which operates TalkChips ("we", "us"). By calling TalkChips or using talkchips.com, you agree to them. If you don't agree, please don't use TalkChips.

1. Who can play

You must be at least 18 years old and in the United States. Danny will ask you to confirm your age before dealing.

2. Play chips only

TalkChips is an entertainment game. Chips are play chips: they have no cash value and can't be bought, sold, transferred, redeemed, or cashed out. No real money or prizes can be won. Leaderboards are just for fun. If your chips run low, the table tops you back up.

3. Danny is an AI

Danny is an AI dealer. Cards are dealt and totals and results are calculated by our game system. Danny may occasionally misspeak or mishear you; if a game error happens, we may correct chip balances. Calls are recorded and transcribed as described in our Privacy Policy.

4. Free minutes and paid play time

  • New callers get 3 free minutes, once per phone number.
  • After that, you can keep playing by setting up paid play time through a secure Stripe link that Danny sends when you ask. Play time costs $0.20 per minute, counted by the second and billed monthly to your card, or sooner whenever your unbilled balance reaches $10. Each bill is rounded up to the next full minute.
  • Your monthly limit starts at $50. You can ask Danny to change it to anything from $10 to $200; lowering it takes effect right away, and raising it needs your spoken confirmation. Play stops when you reach your limit and starts again with your next billing month.
  • If a payment fails, play is paused until your card is updated.
  • You pay only for time already played. Charges for time played aren't refundable, except for billing errors or where the law requires.
  • To cancel or update your card, go to talkchips.com/account and sign in with the email you used at checkout, or email [email protected]. Cancellation takes effect at the end of your current billing period, and you'll be billed for time played until then.
  • We may change prices with notice. Changes won't apply to time you've already played.

5. Text messages

TalkChips texts you only when you ask for a link during a call. Message frequency varies with your requests. Message and data rates may apply. Reply STOP to cancel or HELP for help. Carriers are not liable for delayed or undelivered messages. Until texting is available, links are sent by email instead.

6. Play safely

TalkChips is voice-only and designed to be used hands-free. Never let the game distract you from driving or anything else that needs your attention. Only call using a hands-free setup that's legal where you are, and pause or hang up whenever conditions require. You're responsible for using TalkChips safely and lawfully.

7. Acceptable use

Don't misuse TalkChips: no attempts to manipulate the game or Danny, interfere with our systems, use someone else's phone number or payment method, or harass anyone. We may suspend or end access for anyone who breaks these terms.

8. Disclaimers and liability

TalkChips is provided "as is" and "as available". We don't guarantee it will be uninterrupted or error-free. To the fullest extent the law allows, Opdolow LLC is not liable for indirect, incidental, special, or consequential damages, and our total liability for any claim is limited to the amount you paid us in the 3 months before the claim.

9. Changes to these terms

We may update these terms. We'll change the effective date above, and continuing to use TalkChips after a change means you accept it.

10. Governing law

These terms are governed by the laws of the State of Idaho, without regard to conflict-of-law rules.

11. Contact

Opdolow LLC, operator of TalkChips
7154 W. State St. STE 379
Boise, ID 83714
[email protected]